Straight answers on loans, interest rates, credit scores and growing your business — from bankers
The RBI raised the repo rate from 5.25% to 5.50% on 7 October 2026, and banks began raising loan rates from 8 October. What happens to your Home Loan, LAP and business loan EMI, and what to do now.
How banks and NBFCs set interest rates on personal loans, home loans, business loans, loan against property and more — with EMI examples, flat vs reducing rates, and tips to get a lower rate.
