Home›Loans›Home Loan

BIZZBUDDY HOME LOAN

🏠 Home Loan

Finance your dream home at the best rates

Compare home loan offers from 50+ banks and NBFCs. Whether you're buying, constructing, renovating, or transferring your existing loan to lower ROI, BizzBuddy helps you find the right lender faster.

Best-in-class*

Interest Rates

30 Yrs

Max Tenure

Any Amount

Loan Value

As fast as 24-48 hrs

Approval*

Apply for Home Loan

Free consultation within 2 hours

🔒 100% Confidential • No spam

Why Choose Us

Benefits of Home Loan with BizzBuddy

💰

Competitive Interest Rates

Access home loan at lowest interest rates with best deals from 50+ lenders including leading PSU banks, private banks, and HFCs.

📅

Flexible Tenure

Choose flexible repayment tenure from 5 to 30 years based on your income, age and financial goals.

🏗️

All Property Types

Financing is available for ready-to-move homes, under-construction properties, plot purchases, self-construction, and home renovation. If you have a property in mind, we have a lender for you.

📝

Minimal Documentation

Simplified documentation support with assistance in document collection, verification, and submission.

⚡

Fast Processing

Get faster in-principle approvals, often within 24–48 hours for eligible applicants.

🔄

Balance Transfer

Transfer your existing home loan to a lower-interest lender and reduce your EMI burden with better repayment terms.

Eligibility Criteria

✓Indian resident — salaried, self-employed professional or any business owner

✓Age between 21–65 years (at loan maturity)

✓No minimum income requirement; regular cash income can also be considered

✓Preferred CIBIL score of 650 or above

✓Stable employment or business continuity

✓Property should have clear legal and marketable title

Documents Required – Salaried & Self-Employed Applicants

Self-Employed / Business Applicants

📄KYC documents of business entity and all applicants/co-applicants – PAN, Aadhaar, GST Registration, UDYAM, Incorporation Certificate, Partnership Deed/LLP Agreement/MOA-AOA, and shareholding or partner details, as applicable

📄Last 2–3 years ITRs, Computation of Income, audited financial statements, Independent Audit Report, and Tax Audit Report of business entity and key applicants, wherever applicable

📄Last 12 months bank statements of business accounts and individual applicants

📄Latest GST returns / GSTR-3B for last 12 months, wherever applicable

📄Existing loan sanction letters and repayment track, wherever applicable

📄Complete property papers including title deed, ownership chain, approved sanction/building plan, and latest tax receipts

Salaried Applicants

📄KYC documents of all applicants/co-applicants – PAN Card and Aadhaar Card

📄Last 2 years ITR and Computation of Income of all applicants

📄Latest salary slips and Form 16 of main applicant

📄Last 6–12 months salary account bank statements

📄Complete property papers including ownership chain and approved property documents

FAQs

Frequently Asked Questions

The maximum home loan amount depends on your income, repayment capacity, existing liabilities, property value, and credit score. Many lenders offer loans ranging from ₹5 lakh to ₹50 crore or more for eligible applicants.

What is a Home Loan?

A home loan is a secured loan offered by banks and financial institutions to help individuals purchase, construct, renovate, or transfer residential property. The borrower repays the loan amount through monthly EMIs over a fixed tenure.

Home Loan Features

›Interest rates starting from 1.9% spread over RBI repo rate
›Loan tenure up to 30 years
›Balance transfer facility available
›Loans from 50+ banks and NBFCs
›Quick approval process
›Flexible EMI repayment options

Benefits of Home Loan

›Helps purchase your dream home without full upfront payment
›Tax benefits on principal and interest payments
›Flexible repayment tenure
›Option for balance transfer at lower rates
›Higher loan eligibility for joint applicants

Home Loan Interest Rates in India

Home loan interest rates in India generally start from 1.9% spread over RBI Repo rate and vary based on credit score, income profile, employment type, loan amount, and lender policies. These rates are linked to the RBI repo rate and change in line with RBI-announced changes in the repo rate.

Interest rates, loan eligibility, approval timelines, and loan amount are subject to lender policies, applicant profile, credit score, and applicable terms & conditions.

Ready to apply for Home Loan?

Our experts will find you the best deal from 50+ lenders

Apply Now →Talk to an Advisor