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BIZZBUDDY LOAN AGAINST PROPERTY

🏗️ Loan Against Property

Unlock the value of your property with secured financing

Use your residential, commercial, industrial, or selected special-category properties to raise funds for business expansion, working capital, balance transfer to lower ROI and easier repayment terms, debt consolidation, education, medical needs, or other financial requirements.

Lowest ROI*
Guaranteed
Up to 20 Yrs
Tenure
₹100 Cr*
Loan Amount
Quick*
Approval & Processing

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Why Choose Us

Benefits of Loan Against Property with BizzBuddy

🏠

Residential, Commercial & Industrial Properties

Funding available against self-occupied, rented, leased, commercial, industrial, and selected special-category properties.

💵

Higher Loan Eligibility

Avail funding up to 70–75% of eligible property value, subject to lender norms and property category.

📉

Competitive Interest Rates

Loan Against Property generally offers lower interest rates compared to unsecured business or personal loans.

📅

Flexible Repayment Tenure

Flexible repayment tenure with structured EMI options based on loan profile and lender policy.

🎯

Multi-Purpose Funding

Use LAP for business expansion, working capital, balance transfer, debt consolidation, education, medical emergencies, or other financial requirements.

Quick Legal & Technical Evaluation

Legal and technical verification support through empanelled agencies and lender partners.

Eligibility Criteria

Resident Indian applicants aged generally between 21–70 years, subject to lender policy
Clear and acceptable property title with complete ownership documents required
Minimum income eligibility varies by lender, city, property type, and applicant profile
Business vintage, turnover, banking conduct, and income profile are considered for self-employed applicants
A stronger credit score and repayment history may improve approval chances and pricing
Property should generally be free from major legal disputes or title issues

Documents Required

📄PAN Card, Aadhaar Card, and KYC documents of all applicants and property owners
📄Latest ITR, financial statements, and income documents as applicable
📄Latest bank statements for the last 6–12 months
📄Complete property title documents and ownership chain papers
📄Approved building plan and applicable property approvals, wherever required
📄Latest municipal tax receipts and utility bills, wherever applicable
FAQs

Frequently Asked Questions

A Loan Against Property is a secured loan where residential, commercial, or industrial property is mortgaged to obtain funding for business or personal financial requirements.

What is Loan Against Property?

Loan Against Property (LAP) is a secured financing solution where borrowers mortgage residential, commercial, or industrial property to obtain funds for business or personal requirements. Since LAP is secured against property, it generally offers lower interest rates and higher loan eligibility compared to unsecured loans.

Features of Loan Against Property

  • Competitive interest rates
  • Higher loan eligibility
  • Long repayment tenure
  • Funding against residential, commercial, and industrial properties
  • Balance transfer and top-up options
  • Multipurpose end usage
  • Available for salaried and self-employed applicants

Benefits of Loan Against Property

Loan Against Property helps individuals and businesses unlock the value of owned property without selling the asset. Borrowers can use LAP for business growth, working capital, debt consolidation, education, or medical requirements while continuing ownership of the property.

Types of Properties Accepted Under LAP

  • Residential property
  • Commercial property
  • Industrial property
  • Rented property
  • Leased property
  • Selected special-category properties

Who Can Apply for Loan Against Property?

Salaried employees, self-employed professionals, business owners, traders, manufacturers, LLPs, and companies may apply for Loan Against Property subject to lender eligibility criteria.

*Interest rates, eligibility, property acceptance, sanction timelines, and loan terms are subject to lender policies, legal verification, technical evaluation, and applicant profile.

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