Unlock the value of your property with secured financing
Use your residential, commercial, industrial, or selected special-category properties to raise funds for business expansion, working capital, balance transfer to lower ROI and easier repayment terms, debt consolidation, education, medical needs, or other financial requirements.
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Funding available against self-occupied, rented, leased, commercial, industrial, and selected special-category properties.
Avail funding up to 70–75% of eligible property value, subject to lender norms and property category.
Loan Against Property generally offers lower interest rates compared to unsecured business or personal loans.
Flexible repayment tenure with structured EMI options based on loan profile and lender policy.
Use LAP for business expansion, working capital, balance transfer, debt consolidation, education, medical emergencies, or other financial requirements.
Legal and technical verification support through empanelled agencies and lender partners.
Loan Against Property (LAP) is a secured financing solution where borrowers mortgage residential, commercial, or industrial property to obtain funds for business or personal requirements. Since LAP is secured against property, it generally offers lower interest rates and higher loan eligibility compared to unsecured loans.
Loan Against Property helps individuals and businesses unlock the value of owned property without selling the asset. Borrowers can use LAP for business growth, working capital, debt consolidation, education, or medical requirements while continuing ownership of the property.
Salaried employees, self-employed professionals, business owners, traders, manufacturers, LLPs, and companies may apply for Loan Against Property subject to lender eligibility criteria.
*Interest rates, eligibility, property acceptance, sanction timelines, and loan terms are subject to lender policies, legal verification, technical evaluation, and applicant profile.
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